🔒 Privacy Policy

📅 Last Updated: June 24, 2025
Summary: Needful Calculator is committed to your privacy. All calculations happen entirely in your browser — we never see or store your financial inputs. We use cookies only for basic site functionality and analytics. We do not sell your data to anyone, ever.

1. Introduction

Welcome to Needful Calculator ("we," "our," or "us"). We operate the website located at needfulcalculator.com. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your information.

By using our website, you agree to this Privacy Policy. If you do not agree, please discontinue using our services.

2. Information We Collect

2.1 Information You Provide Directly

  • Newsletter subscriptions: Email address only
  • Contact form submissions: Name, email address, and message content

2.2 Information Collected Automatically

  • Log data: IP address (anonymized), browser type, pages visited, time spent, referring URL
  • Cookies: Session cookies for basic functionality; analytics cookies (see Section 5)
  • Device information: Screen resolution, operating system, and browser version

2.3 What We Do NOT Collect

We want to be very clear about this:

  • We do not collect, store, or transmit any financial data you enter into our calculators
  • We do not collect your name, phone number, or Aadhaar/PAN number
  • We do not use any form of fingerprinting or behavioral tracking
  • All calculator computations happen entirely in your browser (client-side JavaScript)

3. How We Use Your Information

  • To operate and improve the website and calculators
  • To send newsletters (only if you subscribed) — you can unsubscribe any time
  • To respond to contact form inquiries
  • To analyze website traffic and usage patterns (via anonymized analytics)
  • To comply with legal obligations

4. Cookies

We use the following types of cookies:

  • Essential cookies: Required for the website to function (dark mode preference, session management). These cannot be disabled.
  • Analytics cookies: Google Analytics (anonymized IP) to understand traffic patterns. You can opt out via your browser settings or a cookie opt-out extension.
  • Advertising cookies: Google AdSense uses cookies to show relevant ads. You can opt out at Google Ad Settings.

5. Google AdSense & Third-Party Advertising

We use Google AdSense to display advertisements. Google may use cookies to show ads based on your interests. We do not control the content of these ads.

Google's use of advertising cookies enables it and its partners to serve ads based on your visits to our site. You can opt out of personalized advertising by visiting Google Ad Settings.

All ad slots on this website are CLS-safe (Content Layout Shift) and designed to not disrupt the reading experience.

6. Data Sharing & Disclosure

We do not sell, rent, or trade your personal information. We may share information only in these limited circumstances:

  • Service providers: Email delivery services (for newsletters), analytics platforms — all under strict data processing agreements
  • Legal requirements: If required by law, court order, or to protect our rights
  • Business transfers: In the unlikely event of a merger or acquisition, with notice to users

7. Your Rights

Under Indian data protection laws (PDPB) and applicable GDPR principles, you have the right to:

  • Access the personal data we hold about you
  • Request correction of inaccurate data
  • Request deletion of your data
  • Withdraw consent for newsletter emails at any time (unsubscribe link in every email)
  • Lodge a complaint with a data protection authority

To exercise these rights, contact us at privacy@needfulcalculator.com.

8. Data Security

We implement industry-standard security measures including HTTPS encryption, secure servers, and limited access controls. However, no internet transmission is 100% secure.

9. Children's Privacy

Our website is not directed to children under 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by updating the "Last Updated" date at the top of this page. Your continued use of the website after changes constitutes acceptance.

11. Contact Us

If you have questions about this Privacy Policy, please contact us: